Disclaimer
Effective date: October 3, 2026
In these pages, “Crowned Empire,” “we,” and “us” mean Barbara Sarti, a licensed Florida insurance agent (FL License #W788222, NPN 200990589), operating the Crowned Empire website at crownedempire.com, a Crowned Visionary Media brand. “You” means anyone who visits the site.
For information only
This website is for general information. It is not an offer or solicitation to buy or sell insurance in any state or place where Barbara Sarti is not licensed, and it is not an application or contract.
Products vary
Insurance products and benefits vary by carrier, state, and underwriting. Mortgage protection can mean different things depending on the policy. Depending on the policy, it may pay off or help pay a mortgage after death, or after a qualifying disability, cancer, heart attack, or stroke. Not every policy includes every benefit, and each has its own definitions, limits, waiting periods, and exclusions. Always read the policy and its terms.
No guarantees
Approval, premiums, rates, and benefits are not guaranteed. They depend on factors such as age, health, loan amount, the carrier, and state rules, and are decided by the carrier during underwriting. Any numbers shown on a call are based on what you share and may change after the carrier reviews your application.
Not legal or tax advice
Nothing on this site is legal or tax advice. For permanent or cash-value policies, including whole life and indexed universal life (IUL), policy illustrations are projections only, are not guaranteed, and may differ from actual results. Dividends and credited interest are not guaranteed. Only the guarantees written in the policy contract are guaranteed, and they depend on the insurance company’s claims-paying ability. Policy loans accrue interest and can reduce the death benefit. Consider speaking with a tax or legal professional about your situation.
Licensing
Barbara Sarti · Licensed Florida Insurance Agent · FL License #W788222 · NPN 200990589. We may only discuss and sell insurance in states where we are licensed.
Testimonials
The site features video testimonials from real team members who have given written permission to appear. Their experiences are individual. Results vary and depend on individual effort. No income or results are promised or implied, and testimonials are not guarantees.
Third-party services
Scheduling is provided by Google Calendar, and the site may use basic traffic statistics from its hosting provider. See our Privacy Policy.